Large Loss Property Claims Adjuster

Location: Tampa, FL
Job Type: Direct Hire
Salary: $65,000.00 - $80,000.00
Date: 6/8/2018
Job ID: 02603330
Job Description

Job InformationEssential Functions / Principal Responsibilities:

  • Responsible for the investigation and evaluation of extremely complex, high-value property claims requiring expert knowledge of construction techniques and processes.
  • Must coordinate and direct outside experts in determining the cause of loss and potential subrogation opportunities as well determining engineering issues. Extensive travel by car and/or plane.
  • Handles multiple states and must understand the laws and regulations of each.

    Responsible for resolution of large complex claims that many times do not present a clear-cut solution.

  • Must determine a course of action and negotiate with public adjusters and attorneys.
  • Resolution may require use of experts such as attorneys or appraisers.
  • Responsible for evaluation of personal property losses associated with dwelling losses.
  • Determines or oversees vendors who determine damaged from undamaged property, assess repairability and price the value of each item claimed.
  • Assesses building damage, determines the scope of necessary repairs and writes an estimate to rebuild the home.
  • Negotiates with insureds, contractors, engineers and public adjusters to arrive at an agreed cost-of-repair.
  • Consults with outside legal counsel on complex coverage issues.
  • Responsible for analyzing and recommending course of action and settlement authority, presenting this information on high-value claims to Senior Management/Loss Committee for authority.
  • Has a high settlement authority and the ability to make decisions involving damage assessment and evaluation.
  • Participates in legal processes, including acting as Person Most Knowledgeable for Examination under oath or as representive for subrogation and similar legal processes.
  • Provides technical guidance to lower-level adjusters; may include training development and delivery.
  • Acts as Subject Matter Expert.

Knowledge, Skills and Abilities Required:

  • Proficient with Xactimate repair estimating system
  • In-depth understanding of home repair process
  • Understanding of multi-state policy fair claims settlement practices
  • Strong analytical and problem solving skills
  • Proven customer service skills
  • Strong negotiation skills
  • Effective organizational and time management skills
  • Ability to type 30 wpm
  • Strong written and verbal communication skills

Education, Work Experience, Licenses & Certifications Required:

  • BA/BS or equivalent combination of education and experience
  • 5+ years homeowner claims experience
  • 2-3 years experience with Xactimate or similar estimating system
  • Valid driver's license with insurable driving record
  • Ability to acquire DOI adjusting license in the states where required